Sharif University of Technology (Sharif Policy Research Institute) Science and Technology Policy Letters 2476-7220 10 1 2020 03 20 Fintech; Essay in Worldwide and Iran Fintech; Essay in Worldwide and Iran 75 94 21772 FA Shayan Rouhani Rad MSc Student of Financial Management, Kharazmi University of Tehran Journal Article 2020 01 03 Following the development of the Internet, traditional banks and financial institutions realized that they had no choice but to accept the transformation trend. Moreover, there was an excellent opportunity for startups and technology activists to enter the financial field. In recent years, fintech or financial technology has become the most popular term in the world's economic markets. Investors in emerging markets are looking to gain a foothold by innovation. Although FinTech still has a long way to reach the desired position, this financial innovation has attracted attentions from many countries. This study is a ibrary research and seeks to examine the developments, applications, advantages and disadvantages of FinTech in Iran and the world.  Following the development of the Internet, traditional banks and financial institutions realized that they had no choice but to accept the transformation trend. Moreover, there was an excellent opportunity for startups and technology activists to enter the financial field. In recent years, fintech or financial technology has become the most popular term in the world's economic markets. Investors in emerging markets are looking to gain a foothold by innovation. Although FinTech still has a long way to reach the desired position, this financial innovation has attracted attentions from many countries. This study is a ibrary research and seeks to examine the developments, applications, advantages and disadvantages of FinTech in Iran and the world.  https://stpl.ristip.sharif.ir/article_21772_a4fdaec0f4bbcac10509e1af8b94f494.pdf